{"id":292302,"date":"2026-10-15T13:48:00","date_gmt":"2026-10-15T17:48:00","guid":{"rendered":"https:\/\/tododisca.es\/en\/?p=292302"},"modified":"2026-10-15T13:48:00","modified_gmt":"2026-10-15T17:48:00","slug":"my-social-security-account-november-18-cola-notice-2027","status":"publish","type":"post","link":"https:\/\/tododisca.es\/en\/my-social-security-account-november-18-cola-notice-2027\/","title":{"rendered":"The requirement to see your new 2027 Social Security amount before anyone else: a my Social Security account by November 18"},"content":{"rendered":"<p>The <strong>Social Security Administration (SSA)<\/strong> has set a key date for those who want to know their new benefit amount for 2027 before the paper letter arrives. Beneficiaries who have a <strong><em>my Social Security<\/em> account<\/strong> and choose digital notices by <strong>November 18, 2026<\/strong> will be able to see their COLA notice online.<\/p>\n<p>The agency confirmed on October 14 that benefits will increase by <strong>3.6%<\/strong> in 2027. However, each beneficiary&#8217;s exact amount depends on their own benefit and on deductions such as the <strong>Medicare Part B premium<\/strong>, so the personal notice is the only way to know the final figure.<\/p>\n<h2>What beneficiaries need to do<\/h2>\n<p>The requirements are simple:<\/p>\n<ul>\n<li><strong>Create a <em>my Social Security<\/em> account<\/strong> | at ssa.gov, with a Login.gov or ID.me identity verification.<\/li>\n<li><strong>Select digital notices<\/strong> | in the notice preferences of the account, so that letters are also delivered online.<\/li>\n<li><strong>Do it before November 18<\/strong> | to receive the COLA notice online as soon as it is available.<\/li>\n<\/ul>\n<p>According to the SSA, people who do this can access their personal COLA notice <strong>up to three weeks earlier<\/strong> than those who wait for the letter. The notices usually appear online in late November or early December, while paper notices are mailed throughout December.<\/p>\n<h2>Why the personal notice matters<\/h2>\n<p>The 3.6% COLA is applied to the gross benefit. If the beneficiary has <strong>Medicare Part B<\/strong> deducted from the check, the net amount depends on the new premium, which the government has not announced yet. For 2026, the standard premium was $202.90 a month.<\/p>\n<p>Other deductions, such as the withholding of an <a href=\"https:\/\/tododisca.es\/en\/ssa-overpayment-withholding-forms\/\">overpayment<\/a> or a voluntary tax withholding, also affect the final deposit. The notice shows all of these items.<\/p>\n<h2>Who receives the increase<\/h2>\n<p>The COLA reaches about <strong>76 million people<\/strong>: retirees, disability beneficiaries, survivors and SSI recipients. Retirees will see an average increase of about $75 a month, as we explained in our article about <a href=\"https:\/\/tododisca.es\/en\/social-security-cola-2027-3-6-percent-retirees-75-more\/\">the 3.6% COLA for retirees<\/a>. SSI recipients will see it first, on December 31, when the maximum federal payment rises to <a href=\"https:\/\/tododisca.es\/en\/ssi-2027-payment-1029-first-increase-december-31\/\">$1,029 a month<\/a>.<\/p>\n<p>Beneficiaries who do not want an online account will still receive the notice by mail. No action is needed to get the COLA: it is applied automatically.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SSA says beneficiaries who create a my Social Security account and opt in to digital notices by November 18 will see their 2027 COLA amount early.<\/p>\n","protected":false},"author":1,"featured_media":292303,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12,10,2],"class_list":["post-292302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-cola","tag-retirement","tag-social-security"],"_links":{"self":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/comments?post=292302"}],"version-history":[{"count":1,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292302\/revisions"}],"predecessor-version":[{"id":292304,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292302\/revisions\/292304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/media\/292303"}],"wp:attachment":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/media?parent=292302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/categories?post=292302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/tags?post=292302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}