{"id":292332,"date":"2026-10-17T14:00:00","date_gmt":"2026-10-17T18:00:00","guid":{"rendered":"https:\/\/tododisca.es\/en\/?p=292332"},"modified":"2026-10-17T14:00:00","modified_gmt":"2026-10-17T18:00:00","slug":"social-security-families-2027-cola-widowed-mother-disabled-worker","status":"publish","type":"post","link":"https:\/\/tododisca.es\/en\/social-security-families-2027-cola-widowed-mother-disabled-worker\/","title":{"rendered":"Families who receive Social Security will collect more than $3,000 a month in 2027: the amounts for children, widows and disabled workers"},"content":{"rendered":"<p>Social Security does not only pay retirees. Millions of <strong>families with children<\/strong> receive benefits because a parent is retired, has a disability or has died. In 2027, the <strong>3.6% COLA<\/strong> confirmed by the <strong>Social Security Administration (SSA)<\/strong> will push the average amounts of these households above <strong>$3,000 a month<\/strong>.<\/p>\n<h2>Average family amounts in 2027<\/h2>\n<ul>\n<li><strong>Widowed mother or father with two children<\/strong> | from $3,932 to $4,074 a month.<\/li>\n<li><strong>Disabled worker with spouse and one or more children<\/strong> | from $2,970 to $3,077 a month.<\/li>\n<li><strong>Aged couple, both receiving benefits<\/strong> | from $3,238 to $3,355 a month.<\/li>\n<\/ul>\n<h2>Requirements for children<\/h2>\n<p>A child can receive benefits based on a parent&#8217;s record if the parent is retired, disabled or deceased, and if the child meets these conditions:<\/p>\n<ul>\n<li><strong>Age<\/strong> | under 18, or up to 19 if still a full-time student in elementary or high school.<\/li>\n<li><strong>Disabled adult child<\/strong> | 18 or older with a disability that began before age 22.<\/li>\n<li><strong>Marital status<\/strong> | the child must be unmarried.<\/li>\n<\/ul>\n<p>A child can receive up to <strong>50% of the parent&#8217;s full benefit<\/strong> if the parent is alive, and up to <strong>75%<\/strong> if the parent has died.<\/p>\n<h2>The family maximum<\/h2>\n<p>There is a limit to what a family can receive based on a single worker. The <strong>family maximum<\/strong> is generally between 150% and 180% of the worker&#8217;s full benefit. For disability benefits the limit is lower. When the sum of the family&#8217;s benefits exceeds the limit, each member&#8217;s benefit is reduced proportionally, while the worker&#8217;s own check is not touched.<\/p>\n<p>This is why large families do not always receive more: once the maximum is reached, adding another child only redistributes the money.<\/p>\n<h2>When the increase arrives<\/h2>\n<p>The new amounts apply from January 2027. Benefits are deposited on the Wednesday that corresponds to the worker&#8217;s birthday. Widows and widowers can check the specific rules in our article about <a href=\"https:\/\/tododisca.es\/en\/widows-widowers-social-security-2027-cola-2005\/\">survivor benefits in 2027<\/a>, and disabled workers in our report on <a href=\"https:\/\/tododisca.es\/en\/ssdi-2027-cola-average-1701-sga-1770\/\">SSDI amounts for 2027<\/a>.<\/p>\n<p>Families whose children have a disability and very low income may also qualify for SSI, under the rules we explained in <a href=\"https:\/\/tododisca.es\/en\/ssi-children-2027-1029-parent-deeming\/\">our guide to SSI for children<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the 3.6% COLA, a widowed mother with two children averages $4,074 and a disabled worker with family $3,077 in 2027. Family rules explained.<\/p>\n","protected":false},"author":1,"featured_media":292333,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[12,11,2],"class_list":["post-292332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-cola","tag-disability-benefits","tag-social-security"],"_links":{"self":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/comments?post=292332"}],"version-history":[{"count":1,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292332\/revisions"}],"predecessor-version":[{"id":292334,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/posts\/292332\/revisions\/292334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/media\/292333"}],"wp:attachment":[{"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/media?parent=292332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/categories?post=292332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tododisca.es\/en\/wp-json\/wp\/v2\/tags?post=292332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}